Niche Residential Loans

InvestorCapital

DSCR - NO RATIO

• Minimum FICO 620
• DSCR Down to 0.75
• Loans up to $3.5mm
• Purchase up to 80% LTV
• R&T/Cash-Out up to 75% LTV
• No DTI/Employment Verified
• First-Time Investors OK

AltCapital

ALTERNATIVE DOCUMENTATION

• Minimum FICO 660
• Loans up to $4mm
• Max Cash-Out Unlimited
• Purchase up to 90% LTV
• R&T/Cash-Out up to 80% LTV
• 30 & 40-Year I/O Available
• Multiple Qualification Options

EquityCapital

CLOSE-END SECONDS

• Credit Score Down to 660
• Max Loan Amount $450k
• Max Combined Lien $2mm
• Full Doc Max CLTV 90%
• Bank Stmt Max CLTV 85%
• DTI up to 50%
• No Reserves or Assets Required

CreditCapital+

IMPERFECT CREDIT | FULL DOC

• Minimum FICO 600
• Max Loan Amount is $3mm
• Max Cash-Out Unlimited
• Purchase up to 85% LTV
• R&T/Cash-Out up to 80%
• BK / FC / SS / DIL / Mod OK;
• 1x30x12 / 0x60x12 OK

CreditCapital

IMPERFECT CREDIT | ALT DOC

• Minimum FICO 600
• Max Loan Amount is $3mm
• Max Cash-Out Unlimited
• Purchase up to 85% LTV
• R&T/Cash-Out up to 80%
• BK / FC / SS / DIL / Mod OK;
• 1x30x12 / 0x60x12 OK

PrimeCapital Jumbo

HIGH BALANCE | FULL DOC

• Minimum FICO 680
• Loans up to $3mm
• 15-Year & 30-Year Fixed
• Purchase/R&T up to 85% LTV
• Cash-Out up to 80% LTV
• DTI up to 45%
• Cash-Out up to $500K

PrimeCapital

HIGH BALANCE | FULL DOC

• Minimum FICO 660
• Loans up to $4mm
• Fixed and ARMs
• Purchase up to 90% LTV
• R&T/Cash-Out up to 80% LTV
• DTI up to 55%
• 40-Year I/O

ITINCapital

FOR ITIN / DACA BORROWERS

• No SSN or Citizenship OK
• Minimum FICO 660
• Loans up to $1.5mm
• 15-Year & 30-Year Fixed
• Max DTI to 43%
• Cash-Out as Reserve
• Interest Only Available

ForeignCapital

FOREIGN INVESTMENTS MADE EASY

• FICO Not Required
• Loans up to $2mm
• 15, 30, 40 Year Fixed
• DTI up to 50%
• Purchase up to 75% LTV
• Interest Only Available
• Fixed & ARMS Available

AgencyCapital

CONVENTIONAL LOANS

• Minimum FICO 620
• Full Documentation
• Loans up to $647,200
• Up to 80% LTV
• Purchase/R&T or Cash-out
• All Occupancy Types