Niche Residential Loans

DSCR - NO RATIO

  • Minimum FICO 660
  • DSCR Down to 0.75
  • Loans up to $3.5mm
  • Purchase up to 80% LTV
  • R&T/Cash-Out up to 75% LTV
  • No DTI/Employment Verified
  • First-Time Investors OK


Alt Capital-ALTERNATIVE DOCUMENTATION

  • Minimum FICO 660
  • Loans up to $4mm
  • Max Cash-Out Unlimited
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • 30 & 40-Year I/O Available
  • Multiple Qualification Options


Equity Capital-CLOSE-END SECONDS

  • Credit Score Down to 660
  • Max Loan Amount $450k
  • Max Combined Lien $2mm
  • Full Doc Max CLTV 90%
  • Bank Stmt Max CLTV 85%
  • DTI up to 50%
  • No Reserves or Assets Required


Credit Capital-IMPERFECT CREDIT | FULL DOC

  • Minimum FICO 600
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • R&T/Cash-Out up to 80%
  • BK / FC / SS / DIL / Mod OK;
  • 1x30x12 / 0x60x12 OK


Credit Capital-IMPERFECT CREDIT | ALT DOC

  • Minimum FICO 600
  • Max Loan Amount is $3mm
  • Max Cash-Out Unlimited
  • Purchase up to 85% LTV
  • R&T/Cash-Out up to 80%
  • BK / FC / SS / DIL / Mod OK;
  • 1x30x12 / 0x60x12 OK


PrimeCapital Jumbo-HIGH BALANCE | FULL DOC

  • Minimum FICO 680
  • Loans up to $3mm
  • 15-Year & 30-Year Fixed
  • Purchase/R&T up to 85% LTV
  • Cash-Out up to 80% LTV
  • DTI up to 45%
  • Cash-Out up to $500K


PrimeCapital-HIGH BALANCE | FULL DOC

  • Minimum FICO 660
  • Loans up to $4mm
  • Fixed and ARMs
  • Purchase up to 90% LTV
  • R&T/Cash-Out up to 80% LTV
  • DTI up to 55%
  • 40-Year I/O


ITINCapital -FOR ITIN / DACA BORROWERS

  • No SSN or Citizenship OK
  • Minimum FICO 660
  • Loans up to $1.5mm
  • 15-Year & 30-Year Fixed
  • Max DTI to 43%
  • Cash-Out as Reserve
  • Interest Only Available


ForeignCapital-FOREIGN INVESTMENTS MADE EASY

  • FICO Not Required
  • Loans up to $2mm
  • 15, 30, 40 Year Fixed
  • DTI up to 50%
  • Purchase up to 75% LTV
  • Interest Only Available
  • Fixed & ARMS Available