Rural Development Land Loans

Key Criteria for Agricultural Loans:

  • Max loan amount up to $30 million.
  • Five-acre minimum, with no maximum acreage.
  • Minimum credit score of 680.
  • Monthly, semi-annual, or annual payments.
  • 7-, 10-, 15-, 20-, and 30-year terms available.
  • Executive Estates are eligible.
  • Maximum loan-to-value ratios:
  • 70% for loans up to and including $5 million.
  • 60% for loans greater than $5 million.