Conventional Loans/HELOCS

Conventional Loans

  • DU Approve/Eligible 
  • Min. FICO 620 
  • SFR, 2-4 Unit, Condo/PUD 
  • Purchase, Rate & Term, and Cash-out 
  • Max. LTV per FNMA Eligibility matrix 
  • 2-1 buydown 

Conventional High Balance

  • DU Approve/Eligible required 
  • MI restrictions apply to LTV’s > 80%
  • Max. LTV per FNMA Eligibility matrix

HELOCS

  • Available on Primary Residences & Second Homes
  • Line Amounts from $100k-$350k
  • 30-Year Term with 10-Year Interest-Only Draw Period
  • 95% Max CLTV
  • 680 Min Credit Score
  • 45% Max DTI