Business and Personal Capital Stacks
Capital Stack Personal Loan – Fast Funds. Smart Credit.
Capital Stack is our exclusive personal loan designed for individuals with credit scores of 680+ who need quick, flexible funding for business, personal growth, or debt consolidation—with no collateral required
  • Credit Score: 680+

  • Verifiable income (W-2, 1099, or business income)

  • U.S. resident, 18+ years old

  • Low-to-moderate debt-to-income ratio


💰 Loan Features

  • Loan amounts: $10,000 – $100,000

  • Fixed interest rates

  • Terms up to 60 months

  • Fast approvals and funding—often within 48 hours

  • No prepayment penalties

Business Capital Stack Loans for Business Owners 2+ Years

Business Capital Stack – Fueling Growth for Established Businesses  

Business Capital Stack is a flexible funding solution for businesses with 2+ years in operation. Whether you need working capital, expansion funds, or equipment financing—this loan is designed to help your business scale smarter and faster.
  

Who Qualifies?

  • Minimum 2 years in business

  • $150K+ annual revenue

  • Business bank statements (last 6–12 months)

  • U.S.-based business entity (LLC, Corp, etc.)


💰 Loan Features

  • Funding from $25,000 – $500,000

  • Flexible repayment terms (6–36 months)

  • Fast approval – funding in as little as 48 hours

  • Use funds for growth, payroll, inventory, or expansion

  • No collateral required in most cases