Capital City Mortgage Fast Funded - Govt Hub
Key Features of the Platform:
✅ FHA Loan (Federal Housing Administration)
Best for: First-time homebuyers, moderate credit scores, or low down payment buyers
Highlights:
3.5% down payment (can be gifted)
Minimum 580 credit score
Flexible guidelines for past credit issues
Can finance 1–4 unit properties (must live in one)
👉 [Apply for an FHA Loan Now] (CTA Button)
✅ VA Loan (Department of Veterans Affairs)
Best for: Veterans, active-duty military, and surviving spouses
Highlights:
$0 down payment
No private mortgage insurance (PMI)
Flexible credit guidelines
Can finance 1–4 units (if you live in one)
📌 DD-214 or Certificate of Eligibility required
✅ Conventional Loan
Best for: Buyers with stronger credit and/or higher down payments
Highlights:
As low as 3% down for first-time buyers
No upfront mortgage insurance fee
PMI can be removed when equity reaches 20%
Ideal for primary, secondary, and investment properties
✅ Reverse Mortgage (Home Equity Conversion Mortgage – HECM)
Best for: Homeowners aged 62+ looking to tap home equity without monthly payments
Highlights:
No monthly mortgage payments required
Keep ownership of your home
Receive funds as a lump sum, monthly payments, or line of credit
Use to pay off existing mortgage, supplement retirement, or cover expenses
📌 Must live in the home as your primary residence
✅ Manufactured Home Loans
Best for: Buyers financing new or existing manufactured homes
Highlights:
FHA, VA, and Conventional options available
Home must be on a permanent foundation
Competitive rates and flexible credit requirements
Can include land purchase + home in one loan
✅ One-Time Close Construction Loan
Best for: Buyers building a new home and wanting to avoid two closings
Highlights:
Combines construction + permanent financing into one loan
One set of closing costs saves you money
FHA, VA, and USDA versions available
Lock your interest rate before construction begins
