Capital Conversion Roadmap™

Free with an Approved HELOC from Capital City Mortgage

The Capital Conversion Roadmap™ is your personalized blueprint for turning your home’s equity into a wealth-building machine. When you get approved for a HELOC (Home Equity Line of Credit) through Capital City Mortgage, you’ll receive this roadmap absolutely FREE.

Below is the step-by-step process your clients will follow.

✅ Step 1: Get Started with a Quick HELOC Inquiry

• Complete a short HELOC Interest Form or speak with a Capital City Mortgage loan consultant.

• Share basic information about:

  • Your property

  • Your current mortgage

  • Your estimated home value

  • Your goals (debt consolidation, investing, business capital, reserves, etc.)

📌 Goal: Confirm that a HELOC is a good fit and outline your potential borrowing power.

✅ Step 2: HELOC Pre-Qualification Review

Your loan consultant will:

• Review your credit profile, income, and current mortgage balance

• Estimate your available equity and potential HELOC limit

• Discuss rates, terms, and payment options

• Answer your questions about how a HELOC works

📌 Goal: Give you a clear picture of what you may qualify for before completing a full application.

✅ Step 3: Full HELOC Application with Capital City Mortgage

Once you’re ready to move forward:

• Complete the full HELOC application

• Upload required documents (income, ID, mortgage statements, insurance, etc.)

• We arrange valuation/appraisal if needed

• Our team processes and submits your file for formal approval

📌 Goal: Secure a HELOC approval and set your official credit line limit.

✅ Step 4: HELOC Approval & Line Activation

After your HELOC is approved:

• You receive your final approval terms

• Closing documents are prepared and signed

• Your HELOC account is opened and activated

• You now have access to your available line of credit

📌 Goal: Give you flexible, revolving access to your equity—ready to deploy.

✅ Step 5: Capital Conversion Roadmap™ Strategy Session

Now that your HELOC is active, you receive your FREE Capital Conversion Roadmap™, which includes:

• A one-on-one strategy session with a Capital City Mortgage consultant

• A review of your:

  • Current debts

  • Monthly cash flow

  • Short- and long-term financial goals

  • Desire to invest in real estate, business, or personal wealth strategies

📌 Goal: Understand your full financial picture so we can design the right capital strategy.

✅ Step 6: Customized Capital Conversion Roadmap™ Delivery

We create and deliver your personalized written roadmap, which may include:

• Debt Consolidation Strategy

  • How to pay off high-interest debt using your HELOC

  • How to lower monthly payments and free up cash flow

• Real Estate Investment Strategy

  • How to use your HELOC as:

    • Down payment funds

    • Rehab funds for fix-and-flip or BRRRR

    • Capital for rental property purchases

• Business Capital Strategy

  • How to use your HELOC to:

    • Launch or grow a business

    • Fund marketing, equipment, or expansion

• Savings & Wealth Reserve Strategy

  • Using part of your HELOC as an emergency or opportunity fund

📌 Goal: Show you exactly how to convert approved HELOC funds into a structured wealth plan, not just extra spending money.

✅ Step 7: Implementation & Action Plan

Your roadmap will include clear next steps, such as:

• Which debts to pay off first (if consolidating)

• How much HELOC to allocate toward:

  • Investments

  • Business

  • Cash reserves

• How to track your return on investment (ROI)

• How and when to repay or recycle HELOC funds for future opportunities

📌 Goal: Turn your roadmap into a concrete, step-by-step action plan.

✅ Step 8: Ongoing Check-Ins & Support (Optional)

Capital City Mortgage can provide:

• Periodic review calls to update your roadmap

• Guidance on new investment opportunities

• Support if you want to:

  • Refinance

  • Convert to a fixed HELOAN

  • Tap additional equity in the future

📌 Goal: Help you stay on track and keep your capital working for you—not against you.

💲 Program Highlight

✅ Capital Conversion Roadmap™ – FREE
when you are approved for a HELOC through Capital City Mortgage