Elevate Your Business with the Business Owner Express™ Membership Program

Your Fast-Track to Funding, Expansion, and Strategic Financial Growth

STEP-BY-STEP CONSULTING PROCESS

STEP 1 — Enrollment & Business Owner Intake

Once enrolled, you will:

• Complete your Business Owner Intake Form
  
  
• Upload your preliminary financial documents
  
  

• Schedule your private consulting sessions

• This helps our team assess your business profile and customize your capital plan.

STEP 2 — Mortgage Application & Pre-Approval Letter

We begin with a professional mortgage readiness review:

• Complete the mortgage application
  
  
• Upload bank statements, tax returns, IDs, and documents
  
  
• Receive your Pre-Approval Letter (if eligible)
• This step strengthens your funding profile and prepares you for real estate or cash-out opportunities.

STEP 3 — Bankify Your Loan™ (12–24 Month Bank Statement Loan Review)

For self-employed business owners, bank statements often tell the true financial story.

We will:

• Review 12 or 24 months of business deposits
  
  

• Average monthly income for loan qualification

• Determine your Self-Employed Loanability Score
  
  

• Identify red flags and optimization strategies

• This positions you for Bank Statement Loans, DSCR options, or business capital solutions.

STEP 4 — Personal Consulting + Personal Credit Report Review

You will receive:

• A complete pull of your personal credit report
  
  
• A full credit analysis
  
  
• Guidance on how to improve your mortgage and business credit profile
  
  

• A tailored plan to reach 680+ (minimum score for business lines of credit)

• This empowers you to qualify for both personal and business funding.

STEP 5 — Professional Business Consulting (3 Sessions)

You will receive up to three private consulting sessions focused on:

• Structuring your business for financing
  
  
• Understanding business credit eligibility
  
  
• Revenue documentation
  
  
• Loan types available to your business
  
  
• Accessing personal and commercial capital
  
  
• Funding preparation and application timelines
  
  
• These high-level sessions are fully customized to your business goals.

STEP 6 — Corporate Entity Review or Setup

We review your entity to ensure lending compliance:

• Verify status with the Secretary of State
  
  

• Review your Operating Agreement

• Review Articles of Incorporation/Organization
  
  
• Confirm EIN assignment
  
  
• Evaluate business bank account structure
  
  
• If setup is needed, we walk you through the process.

STEP 7 — Determine Mortgage Loanability Factor + P&L Review

We evaluate your:

• Profit & Loss Statement
  
  

• Business income eligibility

• Write-offs affecting your loan qualification
  
  

• Cash flow documentation

• Debt-to-income structure
• This determines your Mortgage Loanability Factor—how strong your profile is for mortgage or cash-out funding.

STEP 8 — Credit Analysis for Business or Personal Capital

We analyze your:

• Credit utilization
  
  

• Payment history

• Inquiries
  
  

• Business credit profile (if applicable)

• Eligibility for business or personal lines of credit
  
  
• The goal is to determine whether you qualify for up to $50K in capital.

STEP 9 — Securing Business or Personal Capital (Up to $50K)

If eligible, we assist you in securing:

• Business credit cards
  
  
• Business lines of credit
  
  
• Personal lines of credit
  
  
• Funding through fintech lenders
  
  
• Working capital products
• Our goal is to match you with fast-access capital that aligns with your business needs.

THE ELEVATE STRATEGY™ — Your Personalized Capital Blueprint

Your custom strategy includes:

Self-Employed / Bank Statement Loan Strategy

How to purchase a new home or refinance with cash-out using self-employed income methods.

Securing Business or Personal Capital Strategy

Action plan to access funding for:

• Growth
  
  

• Payroll

• Marketing
  
  
• Expansion
  
  
• Equipment
• 🏘 Real Estate Investment & Financing Strategy

How to leverage business ownership to invest in:

• Primary homes
  
  
• Rentals
  
  
• DSCR properties
  
  
• Fix-and-flips
  
  
• New construction
  
  
• Debt Consolidation Strategy

How to consolidate high-interest debt into:

• Lower monthly payments
  
  
• Better cash flow
  
  
• Business expansion power
• 
  
• ONE-TIME PROGRAM FEE: $795

This includes all consulting sessions, reviews, reports, strategies, and capital access planning.

No hidden fees. No monthly subscription required.

Get Started Today