
Once you enroll, you’ll receive a welcome email, next steps, and a link to schedule your personalized consulting sessions.
We’ll gather your initial information so we can tailor your homeownership plan to your exact needs.
We’ll walk you through:
✔ Completing your mortgage application
✔ Uploading your required documents
✔ Your Pre-Approval Review process
Our loan team reviews your income, credit, assets, and debt-to-income ratio to determine your strongest mortgage options.
You’ll leave this step knowing exactly where you stand and what you qualify for.
You’ll receive two private, one-on-one consulting sessions with a certified Elevate Consultant.
During these sessions we cover:
Your goals and timeline
Roadblocks and opportunities
Loan strategies tailored to your situation
Your customized “Path to Homeownership” blueprint
You’ll gain clarity, confidence, and a personalized roadmap to becoming a buyer.
We complete a detailed, personalized financial review:
Income stability
Debt evaluation
Budgeting for homeownership
Savings strategies
Down payment planning
This analysis ensures you have a clear financial picture and a plan that supports long-term homeownership success.
We pull your Tri-Merge Credit Report and perform a full credit analysis, including:
Strengths & weaknesses
Factors affecting your score
Late payments, inquiries, collections
Mortgage readiness score
If needed, we provide a Rapid Rescore Report to help you boost your score fast.
This step ensures your credit is positioned for the best approval and interest rate.
Based on your income, assets, credit, and goals—we curate a personalized list of loan products that are best suited for you, including:
FHA
Conventional
USDA
VA
First-Time Buyer Programs
Down Payment Assistance (if eligible)
You’ll understand the pros, cons, payment estimates, and approval requirements of each option.
This single investment includes ALL sessions, reports, strategies, and your personalized homeownership roadmap.
No hidden fees. No monthly costs. No surprises.