Non Traditional LOANS

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Investor DSCR-Buy and Hold Up to 85%

Buy and Hold Investment Properties Up to 85% Purchase Only 700+ Credit Score Refinance 80% LTV Credit Score 660/Cash Out 75% LTV Credit Score 680+ No Income Verification Required 6 Months Reserves

Investor Fix and Flip Up to 95%

Up to 95% of Purchase Price 100% of Rehab Budget Max 80% of ARV Credit Scores 700+ 12,18 & 24 Terms No Appraisal / No Income Verification

Investor - Fix and Flip- No Payments

Fix and Flip your next investment Property LTV Up to 90% LTC Credit Score 640+ No Payments Up to 12 Months

Investor Bridge Loans- 12 Month Term

Up to 95% of purchase price Up to 80% of after-repair value 100% of rehab cost 12, 18 + 24 month terms w/ interest-only options Credit Scores 680+

Investor 80% No Credit Check- No Appraisal

Max 80% LTV Purchase or Refinance Investment Property No Credit Check No Appraisal AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, ND, NH, NJ, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WI, WV, and WY as well as Washington D.C.

Bank Statements 30 Year Fixed-90%

Bank Statements: Minimum 12 months' consecutive bank statements required Purchase, rate & term refinance, and cash-out refinance (1-4 units) Maximum Cash-Out Proceeds: $1,000,000 Max Loan Amount: $3,000,000 Max LTV: 90%/Min FICO: 660/Max DTI: 50%

Bank Statement 30 Fixed -85%

Bank Statements: Minimum 12 months' consecutive bank statements required Purchase, rate & term refinance, and cash-out refinance (1-4 units) Max Loan Amount: $3,500,000/Min $150,000 Max LTV: 90% (85% for 2-4 units)/Min FICO: 660 Max DTI: 55% (residual income requirements for DTI > 43%)

ITIN or 1099 Loans

Self Employed with Loan Amounts up to $100,000,000 Primary Residence, Second Homes or Investment Properties Minimum Credit Score 640+ 12 Month P&L OK

Land Loans Up to 65% LTV

Purchase or Refinance Land Up to 65% LTV Credit score 660+ No prepayment penalty No acreage limitations Repayment terms of up to 20 years Minimum loan amount of $100,000 Maximum loan amount of $825,000